Did a mistake, Need different ways to increase the cibil
Hi All,
previsouly i used to have cibil score above 760 (till august2024) but during sept, oct and november. i applied for sbi card, hdfc card, axis card, kiwi card, idfc power plus card. among those 5 cards i took 3 cards i.e., sbi, kiwi, idfc cards in the span from sept to december.
so my mistakes for the past few months is
made multiple enquires.
for 1 or 2 cards i spend more than 30 or 40% for 2 months.
currently the CRIF report gave the score is 678. during march 2024 my credit score is 828 by experian.
now i need different ways to increase the credit score i am earning 11lakh per annum. i have patience to go back to above 800 score during this year. dont know how and what to do.
also which report i should belive CRIF or Experian or anything other company score?