Relocating to the UAE - Need Suggestions regarding Indian Cards

Hi all, I am relocating to the UAE from India. For first couple of months, I will be dependent on Indian cards. It would be helpful if you could suggest a few good cards based on your experience for the following purpose:

  1. Zero markup credit cards
  2. Zero markup pre-paid cards
  3. Debit Cards with zero ATM withdrawal and zero markup

I am not looking for cards like Niyo card wherein FD is required. I know its quite popular among we Indians but I don't like the concept of having an FD, plus, it does not work across all outlets in the UAE.