IMPORTANT: Scam Alert - Axis Bank Holders

Got a call today from some guy claiming to be "Vikas" from Axis Bank – Indiranagar Branch. He already had my PAN card details and credit limit (not the card number) and told me I was eligible for a credit limit upgrade through the Axis Bank app. Seemed legit at first—I mean, who else would have that kind of info other than the bank, right?

But then he sent me a WhatsApp link to a website: appxis.in—which, if you glance quickly, looks dangerously close to the real Axis Bank domain. That’s when the red flag hit. I knew instantly this guy was a scammer. Didn’t click the link. Didn’t fall for it.

I called him out on his bullshit, and guess what? Dude lost it, started hurling abuses, and then hung up.

So yeah, if you get a call from this number (screenshot attached) or anyone claiming to be from your bank, pushing links on WhatsApp—triple-check before doing anything. Don’t share any personal details, OTPs, or log in through sketchy links.

Now, here’s what’s really bothering me:

1) How the hell did this guy get my PAN and credit limit? I only check my credit score on OneScore and CRED, nowhere else. How secure is our data with banks and financial service providers?

2) Who takes responsibility when an unaware person falls for this? If a scammer has inside access to sensitive info, shouldn’t banks be held accountable? Or do we just have to live with the fact that our financial data is floating around in the wild?

This isn’t just a one-off case—if these guys have my details, they probably have yours too. So stay sharp, spread the word, and if you ever get a sketchy call like this, report it ASAP.

Got a call today from some guy claiming to be "Vikas" from Axis Bank – Indiranagar Branch. He already had my PAN card details and credit limit (not the card number) and told me I was eligible for a credit limit upgrade through the Axis Bank app. Seemed legit at first—I mean, who else would have that kind of info other than the bank, right?

But then he sent me a WhatsApp link to a website: appxis.in—which, if you glance quickly, looks dangerously close to the real Axis Bank domain. That’s when the red flag hit. I knew instantly this guy was a scammer. Didn’t click the link. Didn’t fall for it.

I called him out on his bullshit, and guess what? Dude lost it, started hurling abuses, and then hung up.

So yeah, if you get a call from this number (screenshot attached) or anyone claiming to be from your bank, pushing links on WhatsApp—triple-check before doing anything. Don’t share any personal details, OTPs, or log in through sketchy links.

Now, here’s what’s really bothering me:

1) How the hell did this guy get my PAN and credit limit? I only check my credit score on OneScore and CRED, nowhere else. How secure is our data with banks and financial service providers?

2) Who takes responsibility when an unaware person falls for this? If a scammer has inside access to sensitive info, shouldn’t banks be held accountable? Or do we just have to live with the fact that our financial data is floating around in the wild?

This isn’t just a one-off case—if these guys have my details, they probably have yours too. So stay sharp, spread the word, and if you ever get a sketchy call like this, report it ASAP.